Aging In Your Home or a Nursing Home?


Steuben Senior Services Fund, Inc (SSSF) has found that most seniors want to stay in their homes for as long as they can to age in place and rightfully so.

How would you feel if you or a loved one had to move into a nursing home when, chances are, you could manage quite well at home if you had help with things like bathing and personal care, meal preparation, and assistance in managing chronic diseases and medications.

What would it be like to have to leave your home?

What would you miss the most? It might be a beloved pet, watching the birds from your living room easy chair, chatting with your neighbor of 20 years across the back fence, or maybe doing your Elvis imitations whenever the mood strikes you.

This is the reality for a growing number of seniors, because government funding is targeted to institutional care, and insufficient funds are available to support delivery of in-home services. Medicare in particular does not pay for home care except on a very limited basis when an individual needs special care after a hospital stay. The result is that many elderly individuals have no choice but to move into adult homes and nursing homes, when aging in place is quite often possible. SSSF is working to change that.

The financial impact of the failure to adequately fund in-home services is staggering. The average cost of typical basic in-home services in Steuben County is less than $7,000/per year per person, as opposed to about $20,000 in an adult home and over $100,000/year in a nursing facility!


A snapshot of services coordinated through the Steuben County Office for Aging indicates that 27% of those individuals currently receiving in-home services would have to move into nursing homes or adult homes were these services not available. This difference could potentially save more than $3 million each year if monies were available to provide support to seniors in their homes rather than in a facility. SSSF is working to make this possible.


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Grandpa visited by his grandchildren
Fleecie Jerrell, Age 92
Elderly lady with her cat

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